When We Help

When We Help

At Lifelong Wealth, our goal is to help you reach your potential, whether you are just getting started, building your wealth, preparing for retirement or enjoying life after work.

Get started and set your family up for success

Whether you are starting your first job, buying your first home, starting a family or saving for something special, we want to help give you the best start to your financial journey.

How we can help:

  • Set-up a budget to manage your cashflow.
  • Review your insurance arrangements and provide recommendations for your growing family.
  • Identify lending options to buy or renovate your home.
  • Identify investment strategies to help you save for long term goals like your childrens’ education.
  • Make recommendations about your super arrangements including personal contributions, salary sacrifice, co-contributions and spouse contributions.
  • Recommend if you need to create a Will and an estate plan.

Build wealth and pursue your goals

Life’s really busy now and although retirement is still quite a way off, you want to know that your financial future is secure. This is a time when we can help you build on your financial foundations.

How we can help:

  • Set-up a budget to manage your cashflow.
  • Review your insurance arrangements and provide recommendations.
  • Identify investment strategies to help you build a passive income and save for the long term.
  • Make recommendations about your super arrangements including personal contributions, salary sacrifice, co-contributions and spouse contributions.
  • Advise on strategies to minimise tax
  • Recommend if you need to create a Will and an estate plan.
  • Succession planning recommendations for your business.
  • Dealing with a redundancy.

Prepare for retirement and beyond

Retirement is on the horizon and you are dreaming about all the wonderful things you are going to see and do in your life after work. Putting the right plans in place while you are still working will give you the comfort of knowing that your future is under control.

How we can help:

  • Identify your retirement goals.
    Review your income and cashflow requirements.
  • Assess how much super you have and when you can access it.
  • Find ways to grow your retirement income
  • Put plans in place to make your money last in retirement.
  • Determine when you can apply for the age pension.
  • Review your estate plan.
  • Succession planning recommendations for your business.
  • Dealing with a redundancy.

Make the most of retirement

You are enjoying life after work and all the opportunities that this exciting time in your life presents. At this time in your life you want to know you are going to have the finances to support your adventures and perhaps even leave a legacy so you can share your wealth now and in the future.

How we can help:

  • Identify how long your money will last by looking at your income and assets and how they are structured.
  • Identify if your finances are structured to maximise government benefits.
  • Look at ways to minimise any tax you pay in retirement.
  • Recommend superannuation income stream strategies including annuities and pensions
  • Review your estate plan.
  • Advise on aged care financial strategies.