Make the most of retirement
You would like to leave a legacy for your kids and ensure you don’t run out of money anytime soon.
Lifelong Wealth: Financial Planners & Advisors
We are very honoured to have been announced as a Platinum Award Winner for 2020 by RI Advice.
Peter Ornsby, CEO of RI Advice virtually presented us with the award “as an acknowledgement of your outstanding achievement and our appreciation of all the Lifelong Wealth team do to promote the value of advice and provide high quality service to each and every one of your clients”.
He goes on to say that “This has been particularly challenging over the period of time that this award reflects, given that there have been lockdowns, virus outbreaks, new ways of working to adjust to, caring for any elderly or vulnerable family members, home schooling – it has all been a lot to take on as well as continuing to be at our best at work”.
This year has definitely been more difficult, but due to the hard work of everyone, the strong team we are grateful to have, and the loyal clients we are honoured to serve, Lifelong Wealth has come out on top, and we are very humbled to be a recipient of this award. A big thanks to our clients who have allowed us to help them make better financial decisions, no matter what stage of life they are in.
We are very honoured to have been announced as a
Practice of the Year for 2021 by RI Advice.
At Lifelong Wealth we help you make the most of your finances no matter what stage of life you are in.
We do this by listening to you, understanding you and considering your circumstances. We then help you to establish goals, understand your financial planning options, implement a strategy, and enjoy your life.
We know financial advice is as much about lifestyle and relationships as it is about money – that’s why we pride ourselves on providing long-term, holistic advice. Our clients are so happy with our service, they refer their friends and family to us.
Our Advisers provide financial advise to customers in Brisbane, Brisbane North, Bald Hills or anywhere in QLD.
How can we help?
Make the most of retirement
Prepare for retirement and beyond
Build wealth and pursue your goals
Get started and set your family up for success
What we do
We develop tailored step-by-step financial strategies and help you make informed decisions about your money.
Superannuation
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.
Insurance
Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right insurance solution for you and your family.
Debt Management
Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.
Retirement Planning
Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money. You also can benefit from compounding returns.
Estate Planning
We’d all like to leave a legacy and provide for those closest and dearest to us once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.
SMSF
SMSFs give people full control of their own super fund, including all the legal and tax responsibilities associated with doing this.
Financial Planning: Take the time to plan and be guided by our Advisors
At Lifelong Wealth we help you make the most of your finances no matter what stage of life you are in.
We do this by listening to you, understanding you and considering your circumstances. We then help you to establish goals, understand your financial planning options, implement a strategy, and enjoy your life.
We know financial advice is as much about lifestyle and relationships as it is about money – that’s why we pride ourselves on providing long-term, holistic advice. Our clients are so happy with our service, they refer their friends and family to us.
Our Advisers provide financial advise to customers in Brisbane, Brisbane North, Bald Hills or anywhere in QLD.
Prepare for tomorrow, make the most of today.
Insights
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Secure Your Legacy: How to Pass on Your Managed Investment Funds to Your Family
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Government's Proposed Changes to the Taxation of Super
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FAQ'S
What should I look for in a good financial planner
When choosing a financial planner, one of the most important things to look for is to ensure that they are CFP qualified. This is the highest qualification for Financial Planning worldwide and shows that your financial planner is adequately trained. Next, is to look for experience in the area of investment you’re interested in for example retirement.
Will I have enough money to retire?
This is not a ‘one-size fits all’ answer and depends on your current situation, savings, and what you actually want to live on once retired. The biggest difference when putting together retirement projections comes down to the level of income you would like in retirement, it is crucial that your planner spends time with you to work out exactly what you need for retirement.
How do I reduce my taxes?
There are a range of ways you can reduce your taxes when looking at investment. Options we can look at with you potentially include salary sacrificing, concessional contributions to your superannuation and much more.
How can I manage the cost of insurance?
As you get older the cost of insurance increases each year, a good way of managing your insurance cost is to review what you are insured for to ensure you are not over insured. Sitting down with an insurance professional they can ask questions of what you would like to happen if an insurance event takes place. Then they can research what you are currently insured for to ensure you are not over insured. You can also look at to whether you could hold the insurance inside your super to reduce the amount of money being drawn from your bank accounts.
Why should I have a Financial Plan or Financial Planner?
A helpful analogy that comes to mind is seeing a financial planner similar to GPS navigation. Although you might still get to your destination without using a GPS, it might be a bit more bumpy, take longer than expected and you’re likely to be uninformed about upcoming traffic incidents until it’s too late. Similarly, a financial planner will help you reach your financial goals more smoothly, establish realistic expectations and keep you informed about important market changes.
How much experience do your advisers have?
Our financial planners have extensive long term experience in the industry. Combined we have 46 year’s worth of experience so you can feel at ease that when you make an appointment with us you will be seen by someone who knows the industry, has your best interests in mind, and will be able to provide quality advice.