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AT CENTRELINK 1. Visit Centrelink 2 months prior to turning Age Pension 2. Obtain a CRN (Customer Reference Number) 3. Provide ID (drivers licence, medicare card, citizenship, birth certificate)

Scheduling that first appointment with a Financial Planner is the first big step in getting the advice to achieve your financial goals. It is never too early

Number 1 – “The Downsizer” This is a strategy that appeals to me – it shows the ability of how good legislation can meet real